Ndedzipi mhando dzetsamba dzechikwereti?

1. Munyoreri
Munhu anonyorera kubhangi kuti apihwe tsamba yechikwereti, inozivikanwawo seanopa mutsamba yechikwereti;
Zvinosungirwa
①Ipa chitupa zvinoenderana nechibvumirano
②Bhadhara mari yakaenzana kubhangi
③Bhadhara rudzikinuro panguva
Kodzero:
①Kuongorora, chirongwa chekuregererwa
②Kuongorora, kudzoka (zvese zvinoenderana netsamba yechikwereti)
Cherechedza:
①Chikumbiro chekuburitsa chine zvikamu zviviri, zvinoti chikumbiro chekuburitswa nebhangi ririkuburitsa uye chirevo uye vimbiso nebhangi rinoburitsa.
②Kuzivisa kuti muridzi wemidziyo isati yabhadharwa yetsamba yerudzikinuro ndeyebhangi.
③Bhangi rinoburitsa uye bhangi remumiririri ndiro chete basa repamusoro pegwaro. Basa rekuteerera
④Bhangi rinoburitsa harina mhosva yekukanganisa mukuunza zvinyorwa
⑤ Haina mhosva ye "force majeure"
⑥Kuvimbiswa kubhadhara mari dzakasiyana siyana
⑦ Bhangi rinopa rinogona kuwedzera madhipoziti chero nguva kana chitupa chiripo
⑧ Bhangi rinopa rine kodzero yekusarudza pamusoro peinishuwarenzi yekutakura uye kuwedzera mwero weinishuwarenzi Mari inotakurwa nemunyoreri;

2. Mubatsiri
Inoreva munhu akanyorwa patsamba yechikwereti ane kodzero yekushandisa tsamba yechikwereti, kureva mutengesi kunze kwenyika kana mutengesi chaiye;
Zvinosungirwa
①Mushure mekugamuchira tsamba yechikwereti, unofanira kuitarisa nekondirakiti nenguva. Kana ikasazadzisa zvinodiwa, unofanirwa kukumbira bhangi ririkuburitsa kuti rigadzirise kana kuramba kuigamuchira nekukurumidza kana kukumbira munyoreri kuti araire bhangi rinopa kuti rigadzirise tsamba yechikwereti.
②Kana ikagamuchirwa, tumira zvinhu uye zivisa mutumwa. , gadzirira magwaro ese uye woapa kubhengi rekutaurirana kuti vataurirane mukati menguva yakatarwa.
③Iva nemhosva yekururama kwemagwaro. Kana zvisingaenderane, unofanirwa kutevedzera mirairo yekururamisa kuraira kwebhangi uye uchiri kupa magwaro mukati menguva yakatarwa inotsanangurwa mutsamba yechikwereti;

3.Kuburitsa bhangi
Inoreva kubhangi rinogamuchira kupihwa kweanonyorera kuti abudise tsamba yechikwereti uye anotora basa rekuvimbisa kubhadhara;
Zvinosungirwa
①Ipa chitupa nemazvo uye nenguva
②Iva nemhosva yekubhadhara kwekutanga
Kodzero:
① Unganidza muripo wekubata uye madhipoziti
②Ramba magwaro asingaenderane kubva kune anobatsirwa kana kubhangi ari kutaurirana
③Mushure mekubhadhara, kana munyoreri asingakwanisi kubhadhara rudzikinuro, zvinyorwa uye zvinhu zvinogona kugadziriswa;
④Kushomeka kwezvinhu kunogona kutorwa kubva kune chitupa chekupa munyoreri chiyero;

4. Kupa mazano kubhangi
Zvinoreva kupihwa nebhanga rinoburitsa. Bhangi rinotumira tsamba yechikwereti kune mutengesi rinongosimbisa chokwadi chetsamba yechikwereti uye haritore zvimwe zvisungo. Ndiro bhangi uko kune kunze kwenyika;
Obligation: inoda kuratidza chokwadi chetsamba yechikwereti
Kodzero: Bhangi rekutumira ndiro rine basa rekutumira

5. Kukurukurirana bhangi
Zvinoreva bhanga rinoda kutenga gwaro rakapihwa nemubatsiri, uye zvichibva pakubhadharwa kwetsamba yebhangi rinopa chikwereti uye chikumbiro chemubatsiri, kufambira mberi kana kudzikisa gwaro rezvinyorwa zvinounzwa neanobatsirwa zvinoenderana nezviri mutsamba yechikwereti, uye inopa tsamba yechikwereti kubhangi iro rakatemwa rinobhadhara rinozivikanwa sebhangi rinowanzozivikanwa sebhengi rekutenga; bhanga rekupa mazano;
Zvinosungirwa
①Ongorora zvinyorwa
② Advance kana kuderedza zvinyorwa zvinyorwa
③ Kutsigira tsamba yechikwereti
Kodzero:
① Zvinogoneka kana kusakurukurirana
② (kutakura) zvinyorwa zvinogona kugadziriswa mushure mekutaurirana
③Mushure menhaurirano, bhanga rinoburitsa rinoparara kana kuramba kubhadhara nechikonzero chekudzosera mubhadharo wepamberi kubva kune anobatsirwa.

6. Kubhadhara bhangi
Inoreva kubhangi rakagadzirirwa kubhadhara pane tsamba yechikwereti. Kazhinji, bhangi rinobhadhara ndiro bhangi rinopa;
Bhangi rinobhadhara mubatsiri wemagwaro anoenderana netsamba yechikwereti (uchifunga nezvebhangi rinopa kana rimwe bhangi rakapihwa naro)
Kodzero:
①Kodzero yekubhadhara kana kusabhadhara
②Kana yangobhadharwa, hapana kodzero yekuenda kune anobatsirwa kana muridzi webhiri;

7. Bhengi rinosimbisa
Bhangi rakapihwa nebhanga rinopa vimbiso yetsamba yechikwereti muzita raro;
Zvinosungirwa
① Wedzera "kubhadhara kwakavimbiswa"
②Kuzvipira kwakasimba kusingachinjike
③Kuzvimiririra kune tsamba yechikwereti uye kubhadhara kune voucher
④Mushure mekubhadhara, unogona chete kutora kubva kubhangi rinopa
⑤Kana bhanga riripa bhanga richiramba kubhadhara kana kubhuroka, harina kodzero yekutora mari kubva kubhenefita.

8.Kubvuma
Zvinoreva kubhangi rinogamuchira gwaro rakaunzwa nemubatsiri uye iriwo bhangi rinobhadhara

9. Kudzorera
Zvinoreva kubhangi (rinozivikanwawo sebhangi rekuchenesa) iro rakapihwa nebhangi rinoburitsa mutsamba yechikwereti kuti ribhadhare mari yekubhengi kubhangi riri kutaurirana kana kubhadhara kubhangi rinoburitsa.
Kodzero:
①Kubhadhara chete pasina kuongorora magwaro
②Ingobhadhara pasina kudzoserwa
③Bhangi rinoburitsa richadzosera kana rikasadzorerwa